America Mortgages, U.S. Subsidiary of Global Mortgage Group, Leads U.S. Luxury Bridge Lending for Global HNW Borrowers

America Mortgages, a Global Mortgage Group company, delivers institutional-scale U.S. bridge loans for foreign nationals, expats, and HNW clients.

NEW YORK, LOS ANGELES, SINGAPORE, June 8, 2026 /EINPresswire.com/ -- 𝐒𝐢𝐧𝐠𝐚𝐩𝐨𝐫𝐞-𝐇𝐞𝐚𝐝𝐪𝐮𝐚𝐫𝐭𝐞𝐫𝐞𝐝 𝐋𝐞𝐧𝐝𝐞𝐫 𝐂𝐥𝐨𝐬𝐞𝐬 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐚𝐥-𝐒𝐜𝐚𝐥𝐞 𝐔.𝐒. 𝐁𝐫𝐢𝐝𝐠𝐞 𝐋𝐨𝐚𝐧𝐬 𝐢𝐧 𝐚𝐬 𝐅𝐞𝐰 𝐚𝐬 𝐄𝐢𝐠𝐡𝐭 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐃𝐚𝐲𝐬, 𝐒𝐞𝐫𝐯𝐢𝐧𝐠 𝐅𝐨𝐫𝐞𝐢𝐠𝐧 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥𝐬 𝐚𝐧𝐝 𝐔.𝐒. 𝐄𝐱𝐩𝐚𝐭𝐬 𝐓𝐡𝐚𝐭 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥 𝐀𝐦𝐞𝐫𝐢𝐜𝐚𝐧 𝐁𝐚𝐧𝐤𝐬 𝐂𝐚𝐧𝐧𝐨𝐭 𝐀𝐜𝐜𝐨𝐦𝐦𝐨𝐝𝐚𝐭𝐞


Recently featured as the front cover story on the European Business Review, America Mortgages, Inc., the U.S.-licensed mortgage subsidiary of Global Mortgage Group (GMG), has emerged as the leading cross-border originator of asset-based real estate bridge loans for high-net-worth (HNW) individuals, foreign nationals, U.S. expatriates, and family offices seeking to finance luxury U.S. real estate, a borrower category that conventional American banks and domestic private lenders are structurally ill-equipped to serve.

Headquartered in Singapore, Asia's premier financial center, and operating across 57 countries, GMG and its U.S. affiliate America Mortgages have built the only global lending platform capable of closing U.S. real estate bridge loans from $500,000 to $75 million or more, without requiring Social Security Numbers, U.S. tax returns, U.S. income documentation, or domestic credit histories. The platform's underwriting is centered entirely on the value of the U.S. real estate asset and the viability of the borrower's exit strategy.

𝐒𝐞𝐫𝐯𝐢𝐧𝐠 𝐭𝐡𝐞 𝐁𝐨𝐫𝐫𝐨𝐰𝐞𝐫𝐬 𝐀𝐦𝐞𝐫𝐢𝐜𝐚𝐧 𝐁𝐚𝐧𝐤𝐬 𝐇𝐚𝐯𝐞 𝐋𝐞𝐟𝐭 𝐁𝐞𝐡𝐢𝐧𝐝

The structural limitations of the U.S. conventional mortgage market have created a well-documented gap for internationally mobile, globally wealthy borrowers. American banks require documentation frameworks designed for U.S. residents with domestic income: W-2 employment records, multi-year U.S. tax returns, U.S. credit scores, and Social Security Numbers. For a Chinese national acquiring a Beverly Hills estate, a Singapore-based U.S. expat seeking to leverage a Manhattan apartment, or a Brazilian family office establishing a Palm Beach residence, these requirements are structurally impossible to satisfy.

𝗥𝗼𝗯𝗲𝗿𝘁 𝗖𝗵𝗮𝗱𝘄𝗶𝗰𝗸, 𝗚𝗹𝗼𝗯𝗮𝗹 𝗖𝗼-𝗖𝗘𝗢 𝗼𝗳 𝗚𝗠𝗚 and founding architect of the America Mortgages platform, has observed this market gap firsthand across more than two decades of international mortgage origination.

"The clients who need this most are precisely the ones the U.S. banking system cannot serve," said Chadwick. "A Hong Kong family office that has structured its wealth across Singapore, BVI, and Cayman vehicles to acquire a $30 million Beverly Hills estate is not a difficult credit risk. The collateral is exceptional. The exit strategy is clear. The only problem is documentation, and documentation is the one thing we don't require. The property is the credit. That's the entire philosophy."




𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐚𝐥 𝐀𝐬𝐢𝐚𝐧 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐚𝐬 𝐚 𝐒𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐚𝐥 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞

At the core of America Mortgages' competitive position is its access to institutional Asian capital deployed from Singapore, Hong Kong, Tokyo and Middle East. This capital base, drawn from the family office ecosystem, institutional investors, and private wealth pools that have made Singapore and it’s associated markets the fastest-growing financial center in the world, enables loan pricing and capacity that domestic U.S. private lenders cannot match.

Singapore's real estate investment money volume surged 433% year-over-year in the first quarter of 2026, according to data published by JLL, reflecting the extraordinary depth of capital available for global real estate credit strategies. Asia Pacific family offices, which Julius Baer's 2025 Family Barometer identified as increasingly active in cross-border direct real estate investment represent a natural capital source for U.S. luxury real estate bridge loans that offers favorable relative yield on a risk-adjusted basis.

"USD-denominated returns. Hard collateral in the world's most liquid real estate markets. Short durations. Strong covenant protection. The risk-adjusted yield is compelling relative to Asian fixed-income alternatives. That capital advantage translates directly into better loan terms for our borrowers and that's the reason sophisticated global investors consistently choose us over domestic options."

𝐓𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧 𝐕𝐨𝐥𝐮𝐦𝐞 𝐚𝐧𝐝 𝐌𝐚𝐫𝐤𝐞𝐭 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞

America Mortgages and GMG have closed bridge loan transactions spanning California, New York, Florida, Colorado, Texas, Hawaii, and additional U.S. states. The company's California activity concentrated in Beverly Hills, Bel Air, Malibu, Pacific Palisades, San Francisco, Silicon Valley, Newport Beach, and Santa Barbara represents its most active market. The Florida platform, serving Palm Beach, Miami Beach, Naples, and Sarasota, has seen rapidly increasing transaction volume as international buyer demand for Florida luxury real estate accelerates.

The company published its monthly bridge loan funding report in February 2025, covering 11 closed transactions across five countries including the United States, with an average funding timeline of under 14 business days.

𝐑𝐞𝐜𝐞𝐧𝐭 𝐔.𝐒. 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧𝐬 𝐡𝐚𝐯𝐞 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐝:

- A $75 million bridge loan secured against an entitled land parcel in Bel Air, California, enabling a developer to complete a competitive acquisition against a public REIT before seller deadline.

- A $10 million bridge loan for an Indonesian family office against three California residential properties collectively valued at $17 million, funded in two weeks with no U.S. documentation.

- An $18.5 million bridge loan for a Singapore-based developer against a commercial site in Southern California, closing in 16 business days without U.S. income verification.

Specific transaction details shared with borrower consent and anonymized where appropriate.

𝐓𝐡𝐞 𝐏𝐥𝐚𝐭𝐟𝐨𝐫𝐦'𝐬 𝐁𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐏𝐫𝐨𝐟𝐢𝐥𝐞

America Mortgages serves four primary borrower categories:

𝐅𝐨𝐫𝐞𝐢𝐠𝐧 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥𝐬:
Citizens of any country acquiring or refinancing U.S. real estate. The lender serves borrowers from Singapore, China, Hong Kong, Indonesia, Malaysia, South Korea, Japan, India, Australia, Brazil, Colombia, Israel, the United Arab Emirates, and across Europe and the Middle East.

𝐔.𝐒. 𝐄𝐱𝐩𝐚𝐭𝐫𝐢𝐚𝐭𝐞𝐬:
American citizens living and working abroad whose income is structured offshore. Estimated at nine million individuals globally, this community represents one of the most systematically underserved segments in U.S. real estate lending.

𝐇𝐢𝐠𝐡-𝐍𝐞𝐭-𝐖𝐨𝐫𝐭𝐡 𝐃𝐨𝐦𝐞𝐬𝐭𝐢𝐜 𝐁𝐨𝐫𝐫𝐨𝐰𝐞𝐫𝐬:
U.S. residents whose income structures through trusts, LLCs, private equity distributions, or other alternative vehicles do not fit conventional underwriting frameworks.

𝐅𝐚𝐦𝐢𝐥𝐲 𝐎𝐟𝐟𝐢𝐜𝐞𝐬 𝐚𝐧𝐝 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐚𝐥 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬:
Single and multi-family offices allocating to U.S. luxury real estate at the portfolio level, requiring a lender capable of operating at institutional standards of confidentiality, speed, and structural flexibility.

𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐂𝐚𝐩𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬

America Mortgages' operational framework has been purpose-built for the demands of the global HNW borrower:

- Preliminary term sheet:** Issued within 48 hours of initial inquiry

- Minimum closing timeline:** 8 business days from inquiry to funded loan

- Loan sizes:** $500,000 to $75,000,000++

- LTV:** Up to 70–75% on qualifying U.S. luxury assets

- Rates:** From 8.99% per annum in 2026

- Loan term:** 12–24 months, interest-only

- Documentation required:** Property documentation and exit strategy evidence. No U.S. tax returns, no SSN, no U.S. credit history

- Eligible structures:** Individual, LLC, trust, corporation, offshore entity

- Geographic coverage:** All 50 U.S. states

- Global team:** 24/7 coverage across Singapore, U.S., and global offices

𝐀𝐛𝐨𝐮𝐭 𝐀𝐦𝐞𝐫𝐢𝐜𝐚 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬, 𝐈𝐧𝐜.

America Mortgages, Inc. is a U.S.-licensed mortgage company and the American subsidiary of Global Mortgage Group (GMG). The company provides asset-based real estate bridge loans to foreign nationals, U.S. expatriates, high-net-worth individuals, family offices, and institutional borrowers across all 50 U.S. states. America Mortgages specializes in serving borrowers that conventional U.S. banks cannot accommodate, providing institutional-scale financing at closing timelines that the U.S. domestic hard money market cannot match.

𝐀𝐛𝐨𝐮𝐭 𝐆𝐥𝐨𝐛𝐚𝐥 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐆𝐫𝐨𝐮𝐩 (𝐆𝐌𝐆)

Global Mortgage Group Pte. Ltd. is the world's leading international mortgage company, headquartered in Singapore and operating across 57 countries. GMG provides cross-border mortgage and bridge loan services to foreign nationals, expatriates, and high-net-worth individuals globally, drawing on its Singapore-based institutional capital platform to deliver market-leading terms for clients seeking financing in the United States, United Kingdom, Australia, Canada, and across Asia Pacific.

𝐌𝐞𝐝𝐢𝐚 𝐚𝐧𝐝 𝐁𝐫𝐨𝐤𝐞𝐫 𝐂𝐨𝐧𝐭𝐚𝐜𝐭𝐬

Robert Chadwick
Global Co-CEO, Global Mortgage Group / America Mortgages
US: +1 830-217-6608
SG: +65 8430-1541
rchadwick@gmg.asia

𝐖𝐞𝐛𝐬𝐢𝐭𝐞: AmericaMortgages.com | GMG.asia
𝐅𝐨𝐫 𝐛𝐫𝐨𝐤𝐞𝐫 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩 𝐢𝐧𝐪𝐮𝐢𝐫𝐢𝐞𝐬: robert.chadwick@americamortgages.com


America Mortgages, Inc. is a licensed mortgage company. All loans are subject to underwriting approval, property valuation, and applicable regulatory requirements. This release is for informational purposes. It does not constitute an offer to lend or a commitment to provide financing. Rates and terms are subject to change without notice.

Robert Chadwick
America Mortgages
+65 8430 1541
robert.chadwick@americamortgages.com
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